Thursday, February 26, 2015

Sr Consultant, Wilshire Assocs - Santa Monica

Senior Consultant, Wilshire Associates - Santa Monica, CA

Wilshire Associates is a leading investment technology, investment consulting and investment management firm.  Wilshire Consulting, a business unit of Wilshire Associates, was established in 1981.  The Consulting Division provides customized investment solutions to public and corporate defined benefit and defined contribution pension funds, endowments, foundations, healthcare, and insurance companies. Currently, Wilshire Consulting provides services to 125 clients representing more than $1 trillion in assets under advisement (as of 3/31/2014). Clients include corporate and public defined contribution and defined benefit pension funds, foundations, endowments, healthcare, and insurance companies.  Wilshire Consulting also provides discretionary consulting services.  Rooted in Wilshire’s three decades of experience, the firm provides customized investment programs based on the risk tolerance of the sponsor.

The Senior Consultant reports to a managing director-level consultant and is part of an established client service team.  The position entails working with clients on asset allocation and asset/liability studies, investment structure analysis, manager evaluation and selection, summary level performance evaluation, including benchmark analysis and selection and total fund attribution, investment research, and client presentation development and delivery. 

The position further entails supporting the Consulting Division’s topical research, manager research and business efforts.  Working as part of the managing director-level consultant’s team, the Senior Consultant will also encompass the supervision and development of junior staff professionals.  The Senior Consultant leads or backs up the managing director-level consultant, which will encompass independent management of consulting client relationships, and collaborative client service on relationships as part of a larger client team.  The position involves 30-40% travel.

           Advanced degree plus CFA or CAIA designation strongly preferred.
           At least 7 years of experience in institutional investment consulting, investment management with a corporate or public plan sponsor, or in buy-side investment management/analysis

For more information, to make a referral, or to apply, contact Elena McCall, Assistant Vice President, EFL ASSOCIATES at or 720-200-7021.

Thursday, February 19, 2015

Retail/Financial Analyst, Opus Bank - Irvine

Retail/Financial Analyst, Opus Bank - Irvine

This position reports to the Financial Planning Team and is responsible for developing, maintaining and distributing internal retail financial analysis and reporting.

  • Data analysis on retail banking strategies including branch, deposit, product, market and client analytics
  • Produce daily, monthly and quarterly internal reports
  • Participate in the meetings with retail management. Prepare the meeting materials including sales plans, historical trends and other supporting documents as needed.
  • Extensive ad-hoc reporting and analysis
  • Improve performance by evaluating processes to drive efficiencies
  • Extensive data management, interpretation and assumption gathering
  • Develop financial models and analyses to support strategic initiatives
  • Meet reporting deadlines and manage project timetables
  • Supports senior management team and department heads with in-depth analysis
  • Prepare presentations to senior management team
  • Adherence to all compliance programs, including but not limited to, completion of all required and assigned training modules by establishing due dates
  • Understands and complies with requirements of all laws and regulations applicable to position.
  • Performs other duties as assigned

Supervisory Responsibilities:  Currently, this position has no supervisory responsibilities

Education and/or Experience:
  • Bachelor's degree
  • 2-4 years of experience in analytical capacity
  • Outstanding analytical and quantitative skills – must be able to assemble, seek, organize and interpret data to deliver business insights/ reporting and recommendations
  • Basic budget management skills preferred
  • Banking experience in the areas of finance and/or retail banking preferred
  • Advanced Microsoft Excel and data warehousing skills  
  • Highest standards of accuracy and precision; highly organized
  • Articulate with excellent verbal and written communication skills
  • Ability to think creatively, highly-driven, flexible and self-motivated
  • Can-do attitude with demonstrated ability to work in a fast-paced environment.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; and talk or hear.  The employee frequently is required to reach with hands and arms.  The employee is occasionally required to stand; walk; and stoop, kneel, crouch, or crawl.  The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.  Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and ability to adjust focus.

Please go to Opus's website to apply:

Financial Planning Associate - Palo Alto, CA

Financial Planning Associate - Palo Alto, CA
This listing expires on June 20, 2015

We seek a Financial Planning Associate for our fee-only wealth management firm's Palo Alto, CA office. We are very interested in candidates pursuing the CFP® certification and those who want to provide holistic wealth management services to high net worth clientele (avg. 5-10MM). Candidates that fit into our firm and culture will desire to be in an independent RIA firm environment acting in a fiduciary capacity, that embraces technology, believe in passive investing, and working in a collaborative environment.

Position Overview
This is a professional position that will primarily support the Palo Alto office location (there may be minimal travel to the SF and Walnut Creek offices from time to time as well) advisory team directly in managing existing and new client relationships. You will be expected to assist in various projects including portfolio reviews and preparing financial projections using Excel spreadsheets and Money Guide Pro financial planning software. A working knowledge of portfolio allocation, investment management and general financial planning is expected. The team lead is available to provide mentoring and big picture direction, but you must have the ability to utilize critical thinking skills, work independently and anticipate firm needs and client questions. The firm is expecting the new hire to start in the Financial Planning Associate role and progress to an Associate Wealth Advisor position within several years.

Initial Key Areas of Responsibility:
·      Assist wealth advisors in preparing analyses for client meetings and completing ad-hoc firm projects
·      Assist wealth advisors with prospective clients by gathering data, reviewing portfolios, creating financial plans, identifying advanced planning opportunities and creating wealth management plans.
·      Work with Money Guide Pro FP, Orion PMS, Schwab and TD Ameritrade Institutional custodial platforms and Salesforce CRM

Potential Future Key Areas of Responsibility:
·      Assist with trading and rebalancing of client investment accounts
·          Deliver multidisciplinary financial planning advice for high net-worth clientele
·      Develop and manage on-going client relationships
·      Delegate appropriate tasks to supporting team members
·      Provide input on strategic plan and direction of the firm

Key Qualifications:
·      Organized, with a strong attention to detail
·      B.A. or B.S. degree preferably in Financial Planning, Finance, Accounting or Economics
·      Strong financial and analytical skills
·      Strong persuasive and interpersonal skills
·      Ability to identify, meet and follow through with client needs and requirements
·      Must be a self-starter, problem solver and a goal-oriented team player with a ‘no job is beneath me’ attitude
·      Able to work independently and keep team lead aware of progress and hurdles
·      Show curiosity and confidence when dealing with clients and advisory team

·      Competitive salary with performance--based pay program
·      401k with company matching contribution
·      Group Health, Life, Disability, Vision and Dental insurance
·      Mentorship and Learning Opportunities             
·      Gym membership reimbursement

To apply, please submit information to Adam Ley or
This listing expires on June 20, 2015

Wednesday, February 18, 2015

Sr. Asset Liability Analyst, Treasury, Opus Bank - Irvine

Sr. Asset Liability Analyst, Treasury, Opus Bank - Irvine

Summary: This position reports to the Treasurer and is responsible for Asset / Liability Management (ALM) modeling and analytics, scenario analysis and management reporting.

  • Responsible for the production and analysis of Asset / Liability Management (ALM) models using Ambit (Bancware).
  • Prepare Net Interest Income (NII) forecasts and calculate Economic Value of Equity (EVE) evaluating the Bank’s interest rate risk profile.
  • Calculate current and forecasted Liquidity positions and run various simulations and stress tests.
  • Analyze results, recommend balance sheet strategies and perform what-if analysis.  Prepare and evaluate findings to be reported to the Asset Liability Committee (ALCO).
  • Execute the maintenance and enhancement of tools and techniques used to support the ALM modeling process.
  • Develop, maintain, test and document all critical modeling assumptions in support of the ALM process.
  • Perform loan prepayment analysis and forecast prepayment speeds.
  • Evaluate loan and investment cash flow in various interest rate environments.
  • Perform a variety of behavioral analytics on deposit balances including core deposit analysis, non-maturity deposit behavior and rate sensitivity studies.
  • Prepare, analyze and manage large data sets involving deposit and loan data for statistical analysis.
  • Interact with management and various lines of business as needed to gather information and prepare assumptions.
  • Produce and maintain monthly ALCO reporting package to be presented to senior management, meeting regular timetables and deadlines.
  • Recommend changes that enhance the reporting package and process.
  • Develop detailed documentation of processes and procedures related to model construction and maintenance.
  • Gather and maintain financial market data including historical interest rates and key economic indicators.
  • Maintain daily loan pricing, benchmarking tools and market reports for internal distribution.
  • Participate in the annual budgeting and ongoing strategic planning process.
  • Contribute to preparation of ALCO policies.
  • Provide support on regulatory and audit requests.
  • Adherence to all compliance programs, including but not limited to, completion of all required and assigned training modules by established due dates.
  • Perform other duties as assigned.

  • Bachelor's degree in Accounting or Finance.
  • Minimum of 5 years of bank treasury/finance experience.
  • Understanding of a bank’s individual balance sheet components and cash-flow dynamics
  • Familiarity with product structures and financial instruments offered by banks.
  • Strong knowledge of balance sheet and cash-flow modeling techniques.
  • Proficiency with interest rate risk modeling software; experience with Ambit (Bancware) preferred.
  • Experience with financial databases and query tools; Hyperion experience highly desirable.
  • Understanding of Liquidity management tools and regulatory environment.
  • Advanced Microsoft Excel skills; intermediate Microsoft Word skills.
  • Proven ability to prioritize tasks, meet deadlines and produce results using multiple sources of information within short timelines.
  • Highest standards of accuracy and precision; highly organized.
  • Excellent verbal and written communication skills.
  • Ability to think critically, highly-driven, flexible and self-motivated.

Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; and talk or hear.  The employee frequently is required to reach with hands and arms.  The employee is occasionally required to stand; walk; and stoop, kneel, crouch, or crawl.  The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.  Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and ability to adjust focus.

Please go to Opus's website to apply:

Tuesday, January 27, 2015

Sr PE Inv Officer, Oregon State Treasury - Oregon

Senior Private Equity Investment Officer (SIO), Oregon State Treasury - Oregon

senior private equity investment officer (SIO)
Oregon state treasury
(Tigard area, Oregon)

About the Oregon State Treasury (OST)
The OST is a highly sophisticated organization with a wide range of financial responsibilities, including managing the investment of state funds, issuing all state bonds, serving as the central bank for state agencies, and administering the Oregon 529 College Savings Network.  OST’s Investment Division, with 25 staff, is responsible for a complex $90 billion financial and real asset investment portfolio comprised of both internally- and externally-managed mandates.  This includes the $70B Oregon Public Employee Retirement Fund (OPERF), one of the nation’s largest and better funded public pension plans.  More comprehensive information about the OST, the Investment Division, OST-managed funds, and the Oregon Investment Council (OIC, which provides fiduciary oversight for OST’s investment management activities) can be found at

Senior Private Equity Investment Officer (SIO) Responsibilities
The SIO is responsible for establishing and monitoring new and existing private equity investments for OST-managed funds.  Currently, private equity accounts for $15B or approximately 20% of total OPERF assets, and is comprised of over 200 funds across 80 managers.  

An MBA and CFA or CAIA designation is strongly preferred, along with at least 7 years of experience managing sizable private equity portfolios.

For more information – or to apply:
Detailed specifications are available upon request.  For detailed specs, to make a referral, or to apply, please contact Elena McCall, Assistant Vice President, EFL ASSOCIATES,

Wednesday, January 21, 2015

Associate Financial Advisor - Newport Beach

Associate Financial Advisor - Newport Beach
Note: This posting expire June 21, 2015

We are a $400 million AUM fee-only wealth management firm in Newport Beach, CA. We were founded in 1976 as one of the first fee-only RIAs formed in California. To help support our continued growth, we seek an Associate Financial Advisor to join our team. We are interested in you if you are in a CFP board registered financial planning program, seek to work with clients immediately as part of the existing advisory team, desire to be mentored by several senior advisors, and learn the business from the ground up. Sourcing clients may become an opportunity over time, but is not an expectation of this position.
Position Summary: This is a challenging position that requires you to work closely with the firm's partners and other firm advisors to provide day to day financial planning support to clients and prospects.

What you will  do:
·         Work with the team to develop meeting agendas and prepare for client meetings.
·         Prepare for initial prospect meetings.
·         Attend various client and prospect meetings; take notes, operate software programs, and develop list of action items.
·         Implement and proactively follow up on action items resulting from meetings.
·         Coordinate client situation with client's strategic alliances and manage overall implementation work flow.
·         Work closely with Operations Manager and Admin Staff for coordination and review of client account paperwork and custodian related account and service activities.
·         Master our Redtail CRM software and own any projects associated with it.
·         Prepare  analyses and develop plans in MoneyGuidePro software and present findings and recommendations to the firm's Lead Financial Advisors.
·         Assist with client appreciation and/or client prospecting events.
·         Substantially impact our growing firm by protecting and caring for the financial lives of the clients we serve.

What you will learn:
·         How all aspects of a small for-profit business come together to serve clients.
·         How we approach financial planning and investment management and provide service to our clients.
·         How to use MoneyGuidePro and Tamarac Advisor View to produce financial reports.
·         How to assess a client situation, develop preliminary recommendations, and at some point deliver them to high net worth clientele.
·         How to ask the right questions at the right time and listen at the appropriate time. 

Candidates that are successful in this position generally have these characteristics: 
·         Bachelor’s degree in Financial Planning; Master’s preferred
·         Must plan to sit for the CFP® exam within the next 12 months.
·         Demonstrate above-average oral and written communication skills.
·         Live for the details, but understand that you will have to make assumptions at various times and must move on to meet deadlines.
·         Demonstrate above average organizational skills and the ability to perform multiple functions simultaneously and to prioritize those functions to meet the clients’ needs. 
·         Demonstrate problem solving skills.  Loathe rote memorization, regurgitation, and being spoon fed.
Compensation and other benefits: 
·         Competitive salary and incentive bonus plan.
·         401k and profit sharing plan.
·         Medical Benefits.
·         Company Paid Holidays.
·         CFP Exam reimbursement upon passing the exam.
·         Paid training and professional memberships.
·         Personal mentorship by firm partners.

To apply for this position please submit information to or
Note: This posting expire June 21, 2015

Wednesday, January 14, 2015

Associate Wealth Advisor - San Jose, CA

Associate Wealth Advisor - San Jose, CA
This opening is valid until 6/15/2015

We are a growing, fee-only independent wealth management firm located in San Jose, CA. We  seek to add a permanent member to our team.  You will be an important part of our
success, working closely with experienced professionals to deliver personal financial services to
individuals and families.  In order to give broad exposure to our business, the Associate Wealth
Advisor will be responsible for some or all of the following items at increasing levels of
·     Entering client personal financial data into financial planning software, preparing financial planning scenarios, preparing financial plan updates and preparing complete financial plans.
·     Documenting client investment considerations and portfolio selections in Investment Policy Statements.
·     Working alongside senior professionals to develop client investment recommendations using our standard methodology.
·     Preparing income tax projections and capital gains/loss and other tax analyses.
·     Creating, processing and tracking status of new investment account applications and asset transfers.
·     Assisting in portfolio rebalancing and trading operations, portfolio reconciliation and production of client investment performance reports.
·     Maintaining client information in software systems (contact manager, billing, portfolio management, tax, financial planning).
·     Establishing and maintaining client files, both in paper form and on computer server.
·     Creating and managing client and advisor task lists.
·     Preparing information for client meetings.
·     Preparing and assembling client deliverables such as financial plans, investment plans, investment performance reports, etc.
·     Attending and contributing to client meetings, initially recording key information and action items and later presenting analyses and making recommendations to clients at increasing levels of sophistication and complexity.
·     Leading meetings for own and assigned clients relationships alongside senior professionals.
·     Attending networking events and building a professional referral network (“Center of Influence” or COI network).
·     Preparing letters and proposals for prospective clients.
·     Answering inbound telephone calls from clients, prospective clients, partners (CPAs, attorneys, investment managers, custodians), telemarketers and others.
·     Complete honesty and personal integrity are essential.
·     Successful completion of FINRA Series 65 examination (Uniform Investment Adviser Law) within three months of start date.
·     Pursuing Certified Financial PlannerTM designation.
·     Personable, with positive outlook on life.
·     Professional demeanor and appearance.
·     Comfortable with diverse personalities.
·     Ability to work under general guidance to accomplish assigned tasks and responsibilities.
·     Ability to maintain focus and effort-level during busy periods.
·     Organized and detail oriented, with excellent follow-up.
·     Accurate in data entry tasks.
·     Well above average skill set with Microsoft applications including Outlook, Word, Excel and PowerPoint.

Education and Experience:
·     Undergraduate degree required.
·     Previous experience in the financial services industry or with personal financial topics helpful, but not required.  This is an entry level position in which you will be trained and mentored by experienced professionals who are committed to your success.
Compensation and other benefits:
·     Competitive salary and incentive bonus plan.
·     Medical, dental and vision health plans.
·     401(k) retirement plan.
·     A complete first year client service package including financial planning, tax planning and investment counseling are offered as both a benefit and training exercise.

To apply for this position please submit information to or